Navigating medical insurance can really feel overwhelming, particularly for younger folks exploring protection choices for the primary time. Coated California simplifies the method, serving to folks perceive why medical insurance issues and the best way to entry reasonably priced, high quality care.
Beneath, Dr. Monica Soni, chief medical officer for Coated California, explains the fundamentals of medical insurance to empower residents to make knowledgeable selections about well being care choices.
What’s medical insurance, and why do we want it?Medical health insurance protects you from excessive medical payments and gives entry to routine care like checkups, vaccinations, dwelling well being care, and medicines. It helps you keep wholesome whereas avoiding sudden monetary stress.
How can I afford medical insurance if I’m on a price range?Coated California affords monetary assist to make protection extra reasonably priced. Most individuals qualify for help, considerably decreasing month-to-month premiums with 90 % of our 1.8 million enrollees receiving monetary help to assist pay their month-to-month premium.
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What are the dangers of NOT having medical insurance?With out medical insurance, you may face overwhelming medical payments in the event you get sick or injured, as well being emergencies stay the main reason behind chapter within the nation. California additionally requires protection, so going uninsured might lead to penalties—as much as $850 per grownup and $425 per dependent with an annual max of $2,250. Many can obtain high quality protection for much much less and the peace of thoughts that comes with having medical insurance.
What’s Coated California, and the way does it work?Coated California is a free service that helps Californians discover high quality medical insurance from well-known firms, made potential by the Reasonably priced Care Act, often known as Obamacare It’s the one place to get monetary assist to decrease protection prices.
Coated California Open Enrollment ends January 31, 2025, however the deadline for protection for 2025 is Dec. 31. Take step one right now and begin constructing a more healthy future.
To study extra, go to https://www.coveredca.com/lets-talk-health/